NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will now shut at least 172 of their bank branches in 2023 and 2024.

Make sure the detergent compartment of your washing machine is clean of any detergent or softener (for the reasons described above). You may wish to run your washing machine on a hot wash with nothing in it to clear any residues from detergent or softeners.

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Comfort: Look for an elasticated or draw-chord adjusted waist to guarantee that there are less gaps, ensuring that the heat stays close to your body. Also, look for covered elasticated cuffs around the arm holes for maximum comfort. NatWest, RBS and Ulster Bank to close at least 172 branches in 2023/24 – here's the full list, plus alternatives Fabric: The key aspect is wind resistance (to help keep in the warmth) and water repellency helps too - especially if the fill is down (see below), which is less efficient when wet. A gilet won't withstand heavy storms but ideally it should at least be ok in a light shower. Martin Lewis: Do you have a Power of Attorney? It’s crucial protection – not just for the elderly – and more important than a will Do you have a Power of Attorney? MoneySavingExpert.com founder Martin Lewis explains how this crucial protection works, why it's more important than a will, and how to get one in the latest episode of ITV's The Martin Lewis Money Show Live.